Kercita is the coordinator for Le Modele de Borneu group. She is married and has five children. She lives in the northern region of Haïti, where electricity is rare and water very limited. She has managed her business selling a variety of products for the past nine years. Before that she sold handicrafted articles.
Kercita would like to use this loan to expand her business. The other members of Le Modele de Dorneau group need loans for businesses such as the purchase and sale of charcoal, food, cosmetics and shoes. Kercita says that her main challenge is to become a significant businesswoman.
Kercita est la coordonatrice de son groupe Le Modele de Dorneu. Elle est marie et elle a 5 enfants. Kercita habite dans la région de nord d’Haiti où de l’éléctricité est rare et de l’eau est très limité. Kercita a dirigé son commerce de produits divers pendant les 9 dernières années.
Avant de commencer ce commerce, Elle a vendu l'artisanat. Elle voudrait utiliser cet emprunt pour investir avec duit du Vetement, chaussures, cosmetiques, etc. Kercita espère que cet emprunt l’aidera à agrandir son business. Des autres membres Le Modele De Dorneau ont besoin d’un emprunt pour tels commerces comme charbon, la nourritures, cosmetique et chaussures. Kercita dit que ses défis principal est de un grand commercant.
More information about this loan
This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.