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Echo De Anges 1, 2 & 3 Group
In this Group: Denise, Philomise, Nardia, Amalia, Rosecarline, Elismond, Myrlande, Marieange, Nanouse, Alius, Clemencia, Leger, Isemene*, Otancia, Metizia*
* not pictured
Denise is the coordinator of the Echo des Anges 1,2 &3 group. She is married and has two children. She lives in the north-eastern region of Haïti where electricity is rare and drinkable water very limited. Denise has been running her grocery business for the past six years.

Before beginning this business she was a saleswoman of all sorts of products. She hopes that this loan will help her to expand her business. The other members of the group need loans for businesses such as the sale of cosmetics, fizzy drinks, etc. Denise says that her main challenge is to become a more significant businesswoman in the area. Her main aim is to have a bigger business which will enable her to build a large house with the help of a loan from Esperanza Int.
View original language description ↓
Denise est la coordinatrice de son groupe Echo des Anges 1, 2 & 3. Elle est mariée elle a 2 enfants. Elle habite dans la région nord`est Haïti ou l’électricité est rare et de l’eau portable est très limite. Denise dirige son commerce de vente de produits alimentaire pendants les 6 dernières années.

Avant de ce commerce elle était la vendeuse de toute sorte. Elle espère que ce emprunt l’aidera agrandir son commerce. Des autres membres de groupe ont besoin d'un emprunt pour les commerces tel que ventes produits cosmétiques, boissons gazeuses etc. Elle dit que son défi principal est de devenir une plus grande commerçante dans la zone. Son but principal c’est d’avoir un plus grand commerce qui lui facilitera à construire une plus grande maison avec prêt de Esperanza Int.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 2
    View loans »
    Haiti Loans Fundraising
  • $2,134,500
    Funds lent in using Kiva
  • 43.4
    Haiti Gourdes (HTG) = $1 USD