Kate is 44 years old and lives in the West Point community which is a populated area in Montserrado County. She is married with four children. She completed 12th grade before opening her business selling water by sack. She manages her business very well. These goods have being sold for the past five years without encountering any problem. Her mother assisted with some funds which she used to start her business. She is asking for a loan to buy more water by sack for her business.