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This client is from Guayaquil’s Isla sector. She started her activity ten years ago and chose it thanks to a friend’s recommendation for she needed to increase her income. She works with her son from 10am until 6pm. She’s separated from her husband and has two children, a boy and a girl who has a physical condition. Both are attending the local public school. She hopes in future to be able to open her own mobile phone store and repair shop at home to do this full-time and stop working for the firm she’s employed at now. For the moment, she needs the loan to buy mobile phones.
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El cliente es del sector de Isla en Guayaquil. Empezó su actividad hace 10 años y la escogió porque se lo recomendó un amigo porque ella necesitaba aumentar sus ingresos. Trabaja con su hijo desde las 10 am hasta las 6 pm. Es separada de su esposo, tiene 2 hijos, un barón y una mujer, quien padece de una condición física. Ambos están estudiando en la escuela fiscal de su localidad. Aspira a futuro poder montar su propio local de venta y servicios celulares en su domicilio, para dedicarse únicamente a esto y dejar de laborar en la empresa donde está ahora. Por el momento, necesita el crédito para la compra de equipos celulares.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped this borrower to buy mobile phones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 26, 2013
Currency Exchange Loss:
Oct 31, 2014