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Shahnaz is a 42-year-old married woman, and a mother of seven children. She is a vigorous lady, and for past eight years has been running a business selling clothing with her husband (the man shown in the picture). They buy clothing of different fabrics from the wholesale market at lower rates, and then sell them to the people of their community. They have a varied customer base, and are able to earn enough through this business.

Shehnaz is requesting a loan of Rs. 25,000 from the Kashf Foundation to buy a wide variety of clothing in different colors and designs to attract more customers.

She expects a boost in her earnings with her loan, and plans to spend the part of profits on the betterment of family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 474
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shahnaz to buy a wide variety of clothing in different colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Nov 1, 2013
Currency Exchange Loss:
Sep 17, 2014