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Sophay is 44 years old and a married mother of three children. Sophay struggles for a living; she does rice farming, and raises pigs as the main source of income. She has been involved in the current business for more than 20 years.

This is the first loan for Sophay with VisionFund (Kiva’s partner). She will spend her entire loan to cover the school fee for her son, who wants to pursue an associate bachelor degree, majoring in Nursing.

She hopes this loan will help her son fulfill his dream.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.


About Cambodia

  • $2,600
    Average annual income
  • 250
    View loans »
    Cambodia Loans Fundraising
  • $38,106,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,400 helped Sophay to cover the school fee for her son.
34% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Nov 1, 2013
Currency Exchange Loss: