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Bilqees' Group
In this Group: Bilqees, Nasreen
Bilqees is a 55-year-old widowed woman.

Her daughter has been doing embroidery work through machine at home to support her family. In fact her sons are doing jobs in different firms but their incomes are not sufficient to afford the household expenses. Her daughter has become expert in embroidery through machine but a few days ago her machine became out of order due to her continuous working. Now her daughter wants to buy a new embroidery machine to continue her business. Therefore, Bilqees requested a loan to buy an embroidery machine so that her daughter could sew more embroidered dresses to sell and grow income.

She is a mother of two daughters and four sons and is motivated to provide good clothes and education for her family. She hopes to get a boost in her earnings through her large sales. She wishes to utilize a portion of revenue to provide a quality education for her children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 465
    View loans »
    Pakistan Loans Fundraising
  • $15,111,200
    Funds lent in using Kiva
  • 106.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilqees' Group's $625 loan helped a member to buy an embroidery machine.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 1, 2013
Currency Exchange Loss:
Sep 17, 2014