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Koemly is 28 years old. She is single and lives with her family in Kampong Speu Province, Cambodia. She has been making metal items (bracelets, silver pots) for more than three years, earning approximately $4 per day.

Due to lack of funds, Koemly is requesting a loan of $1,000 to pay for her brother’s tuition fee. This money will help her brother earn a bachelor’s degree and find a well-paid job. In the future, she would like to expand her business and rebuild her house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.


About Cambodia

  • $2,600
    Average annual income
  • 235
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Koemly to pay her brother's tuition fee.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Nov 1, 2013
Currency Exchange Loss:
Nov 17, 2014