This is Jocelyn, 41, a resident of Intramuros, Manila, Philippines. She is married to Enrique, a tricycle driver, and a mother to her children. She, together with her husband, manages their own household while operating the cafe business. At this time, she is working hard to continually provide income for their everyday expenses.
Jocelyn operates a computer rental shop. In the Philippines, very few people own their own computers. Thus there is a need, especially for students, to have access to computers to do their research and papers. Jocelyn rents out computers by the hour and offers printing and typing services. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.
To help her continue operations of her business, she is requesting a PHP 20,000 loan. She will be utilizing the loan to buy new computer units, spare parts and accessories needed in her business.
Jocelyn hopes that her business will grow and expand. She dreams that her children will be able to finish their studies. She meets up with her co-fellowship* members to share stories of her work every week and to also draw strength and inspiration from the word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.