Ma. Linda is a resident of Intramuros, Manila, Philippines. She is 49 years old, and happily married to her husband, Celso, who is a carpenter. God has blessed them with six loving children. She and her husband are helping each other in working so they can give their family a good future.
Ma. Linda owns a computer shop. The computers in these shops are rented for Php 20 per hour. Some families don’t have their own computers, so they go to computer shops to encode and print documents. Others rent to connect with their loved ones abroad, and others, specially the children and the youth, rent to play games. Normally, computer shops open at 8 am and close at 7 pm. Her regular customers are the children and youth of their community. She earns Php 2,000 a day.
To help her continue the operations of her business, she is requesting a Php 30,000 loan. She will use the loan to buy new computer units, spare parts, and accessories needed in her business.
Just as any other business owner, she is also hoping that her shop will continue to expand and have more customers and branches. She meets up with her co-fellowship* members to share stories of her life and business every week, and also draws strength and inspiration from the fellowship and the Word of God she studies.
All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.