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Ramon is a married, 49, and a father of two. His family is peacefully living in the province of Isabela. His other child is disabled. According to him, it is God's plan that he must be more responsible and a patient father to his child, with or without a disability.

He is a tenant farmer and he is cultivating 2.5 hectares of farm land. He has been doing this for eight years. He plants and harvests rice, and he said that his net profit for every cropping season was PHP 50,000. Ramon also shared that most of his profits in farming are being used in paying his loan and for other expenditures, like allowances, tuition fees of his child, and the basic needs of the family.

However, he wants to earn as much as he can above his current net profit, and to do this, he is wishing for a loan of PHP 35,000. This will allow him to have additional capital and he can buy agricultural supplies like pesticides, rice seeds, and fertilizer.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 993
    View loans »
    Philippines Loans Fundraising
  • $63,411,650
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ramon to buy agricultural supplies like pesticides, rice seeds, and fertilizer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 16, 2013
Nov 1, 2013
Currency Exchange Loss:
May 17, 2014