Sina is a 43-year-old woman who is married with 7 children. She has had a lawnmower business for 6 years.
Sina needs a loan to buy a lawnmower, oil, fuel, trimmer line and a new pull cord. She will use her profits to pay for her children's education. Sina joined SPBD in 2007 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.