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Karen Fabiola
Karen is 22 years old and sells a variety of products, such as cleaning and personal hygiene products, from a point of sale located in the 3 de mayo zone. This will be her first loan through the institution and Karen will use the money to buy a set of shelves so she can sell her products, now that the rainy season is approaching. This hurts her sales because she is unable to go out and sell, but she will soon have a place where she can shelter a bit from the cold. She is asking for this loan so she can have some working capital. Karen has challenges in her business, such as competition, and she will use these benefits to save up to buy a house. She currently lives in a rented home and she wishes to have a home of her own so she can offer more comfort to her family. She is happy and grateful to the institution for providing this opportunity.
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La Sra. Karen tiene 22 años, ella se dedica a la venta de variedad de productos, como ser productos de Limpieza e higiene personal en un puesto de venta que se encuentran ubicada en la zona de 3 de mayo, Este préstamo es su primera secuencia dentro de la institución, la Sra. Karen utilizara este préstamo para compra de un anaquel donde pueda vender sus productos ya que se acerca la época de lluvias y esto le perjudica en la venta ya que en algunos caso no sale a vender, pero ya tendrá un puesto donde evitara un poco que le haga mucho frio, la razón para solicitar este préstamo es la falta de capital de trabajo, la Sra. Karen enfrenta retos en su negocio que son la competencia, ella va a utilizar los beneficios en ahorrar para la compra de una casa ya que donde vive se encuentra en alquiler y ese es su deseo poder tener una casita para brindar mayor comodidad a su familia, se siente feliz y agradecida con la institución por la oportunidad que le brindan.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $33,535,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Karen Fabiola to buy shelves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 26, 2013
Currency Exchange Loss:
Oct 17, 2014