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José Wilfredo
José is a young 20-year-old who has a high school degree. He has a spouse who helps him plant vegetables and corn. José lives with his parents and two siblings, but they do not depend on him.

José had made a living planting squash, tomato, peppers, cucumber, and corn since he was ten years old because his father has always grown these crops. It was his father who taught him to work. Now that he has a spouse, he continues to work carrying out this same economic activity. Due to poverty he was not able to continue studying but he dreams of continuing his studies to become an agronomist. In addition to the agricultural work he carries out, he is in a musical group with his siblings and friends with whom he aspires to go very far.

The loan will be invested in the construction of a small home. Now that he is married, he would like his own space. With the loan he will buy twenty-four metal sheets, ten planks, six beams and six wooden posts.

His dream is to build his own home and improve his musical group. With the earnings he hopes to pay his debts and keep doors open for him.
View original language description ↓
José es un joven de 20 años, estudio hasta bachillerato, esta acompañado y su pareja le ayuda a trabajar en la siembra de hortalizas y maíz, vive con sus padres y dos hermanos, pero no dependen de él,

él se dedica a la siembra de pipían, tomate, chile, pepino y maíz,desde que tenia unos 10 años, ya que su papá siempre se a dedicado a ese cultivo; fue él quien le enseño el trabajo. Hoy que esta acompañado, continua trabajando desempeñando esa misma actividad, pues por la misma pobreza ya no pudo seguir estudiando, pero sueña con seguir estudiando y ser un agronomo. Además, de la agricultura se dedica, a la música con sus hermanos y unos amigos tienen un grupo musical, con el que sueña llegar muy lejos,

El crédito, sera invertido en la construcción de una pequeña vivienda, pues hoy que esta acompañado desea tener su propio espacio. Con el préstamo, comprara dos docenas de lamina, 10 cuartones, 6 vigas, y 6 horcones.

Su sueño, es poder construir, su propia vivienda y mejorar su grupo musical, con la ganancia espera ir pagando, la deuda y dejar las puertas abiertas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 784
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,250 helped José Wilfredo to buy twenty-four metal sheets, ten planks, six beams, and six wooden posts to build his home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Oct 25, 2013
Currency Exchange Loss:
Feb 20, 2015