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Dilia Damaris
Dilia, 27, is a young mother of two children. The older one attends elementary school and the younger is just a few months old and still nursing. She’s married and completed fifth grade since she was unable to continue any further because of the lack of support from her parents since they didn’t have a good or excellent economic situation. She’s a very happy young woman despite everything and rises early every day to prepare breakfast for her son and husband who works as a barber and sometimes in agriculture. Her husband is her only company and support working the land since they work growing coffee on land located a 30-minute walk away inherited from their parents.

Her dream is to continue working the land to continue expanding and strengthening their assets buying more land and planting more to make her crops more attractive to generate higher income and ensure her children’s future which is why she’s asking COMIXMUL cooperative for a loan to buy agricultural supplies to provide coffee crop maintenance to obtain excellent yields.
View original language description ↓
Dilia es una joven de 27 años de edad madre de dos hijos de los cuales el mayor de ellos esta en la primaria y el menor es de meses de edad de nacido el cual aun esta en lactancia. Ella es casada y tiene un grado de educación primaria cursado hasta el 5 grado ya que no pudo completar sus estudios por la falta de apoyo de sus padres ya que ellos no tienen una excelente o buena situación financiera. Ella es una joven muy feliz a pesar de todo y diariamente temprano por la mañana se levanta para hacer el desayuno de su hijo y su esposo el cual trabaja como barbero en ocasiones y también como agricultor. Su esposo es la única compañía y apoyo en el trabajo de la tierra ya que ellos se dedican a la caficultura heredando la tierra que ellos trabajan de sus padres la cual se encuentra ubicada a 30 minutos caminando.

Sus sueños son los de seguir trabajando en la tierra para seguir ampliándola y seguir fortaleciendo el patrimonio mediante la compra de mas tierra y la siembra de mas chapola la cual pueda ser mas atractiva para sus cultivos generando mas ingresos y asegurando el futuro de sus hijos. Por lo que hoy en día ella ha solicitado un financiamiento a la cooperativa COMIXMUL para la compra de insumos agrícolas con los que dará mantenimiento a sus cultivos de café para poder sacar una excelente cosecha.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 72
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Dilia Damaris to buy agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 22, 2013
Listed
Oct 25, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 20, 2014