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Eneris
Eneris, 33, has a family consisting of her spouse and two children who are 9 and 13 years old. She’s been a manicurist for 8 years and also a merchant selling beauty products and varied items via specialized catalogs.

When she started her productive life she decided to become an apprentice to learn how to provide hand beauty services and she acquired experience among her family members and friends. Later on, she added multinational firms to sell their products via catalog. She sells for cash and on credit and works every day from 8 in the morning until 6 in the evening non-stop. Today, she’s even more determined to make the business grow increasing the number of her customers and expanding her income more each time.

This is the reason for her Kiva loan, her first financing from Fundación Mario Santo Domingo, that she will use to buy perfume, creams and women’s accessories aiming at starting her dream of prosperity that will gradually come to be. She will lengthen her payment terms to match her competition’s which is her greatest challenge.
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Eneris de 33 años de edad, conforma una familia con su cónyuge y sus 2 hijos en las edades de 9 y 13 años. Ella hace 8 años, es manicurista y se dedica también a la actividad comercial, mediante la cual vende productos de belleza y artículos variados por medio de guías especializadas Cuando empezó su vida productiva, decidió inclinarse por el aprendizaje de la belleza de manos y desarrolló su experiencia entre familiares y amistades; posteriormente agregó a esta empresas multinacionales para vender artículos mediante catálogos. Sus ventas las realiza a crédito y de contado, trabajando todos los días, desde las 8 de la mañana hasta las 6 de la tarde sin cesar. Hoy está aun mas dispuesta a hacer crecer su negocio, aumentando la lista de su clientela, para ampliar sus ingresos, cada vez más. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará perfumería, cremas, accesorios femeninos, con el fin de iniciar su sueño de prosperidad, que se dará poco a poco, ampliando los plazos de financiamiento, como los tiene su competencia lo que es su mayor desafío.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 507
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,879.9
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $575 helped Eneris to by perfume, creams and women's accessories.
98% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 23, 2013
Listed
Oct 25, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014