Ms Selnia has made a living through her book and grocery store in the Calvario neighbourhood for the last five years. She studies at the university, is married and the mother of a girl. She's a young lady who works hard to bring up her child and improve her quality of life and her business. Her work days begin at six thirty in the morning and finish around seven at night.
The young lady requests a loan to be able to take advantage of the current good prices for school supplies at the fairs in the capital, as in December the prices go up and she needs stock for her book shop. She dreams of owning her own house and carrying on with her business.
la señora Selnia se dedica a la actividad de libreria y pulperia en el barrio el Calvario desde hace cinco años, esta estudiando en la universidad es casada y es madre de una niña , es una joven que se esfuerza por sacar adelante a su niña y a su calidad de vida junto a su negocio, su dia de trabaja empieza desde las seis y media de la mañana hasta las siete de la noche, la joven solicita financiamiento para aprovechar los precios comodos que hay en las ferias en la capital de utiles escolares ya que en diciembre suben de precio y nesecita surtir de mercaderia la libreria. sueña con tener su propia casa y seguin con su negocio.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.