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Zayda Benita
Zayda Benita has been responsible for the store of an institution in the city of León for ten years. She leaves her house at 7:30 a.m. and starts her work at 8:00 a.m. She finishes at 4:00 p.m. This schedule is on Mondays through Fridays. She has one child. She does this work to support her family and to help her mother.

The loan that Zayda requested from Ceprodel was used for her son’s school expenses. This allowed her to improve his education and pay for all of the educational expenses.
View original language description ↓
La señora Zayda Benita, es responsable de bodega de una institución de la ciudad de León, desde hace diez años. Sale de su casa a las 7:30am e inicia sus labores desde 08:00 am finalizándolas a las 4:00 pm este horario de lunes a viernes, es madre de un hijo. Realiza estas labores para el sustento de su familia y apoyo a su madre.

La señora Zayda, el crédito que solicito a Ceprodel fue utilizado para gastos escolares de su hijo permitiéndole mejor la educación y así solventar todos los gastos del mismo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 152
    View loans »
    Nicaragua Loans Fundraising
  • $24,071,325
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Zayda Benita to pay for school expenses.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 12, 2013
Oct 25, 2013
Currency Exchange Loss:
Nov 17, 2014