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Noemi Isabel
Noemí is a young woman who is married and has a 3 year old daughter who she looks after and cares for. She lives with her family in Latacunga, the capital of the province of Cotopaxi. This is one of the provinces that form the Andes Mountain region of Ecuador which in the last years has developed considerably. It is considered one of the most important provinces of the area thanks to it's flower, metallurgical and agro industries, mining, agriculture and livestock raising. In addition there are business establishments whose incomes that have transformed the city into a business center with lots of opportunity to get ahead.

The main obstacles that Noemí has encountered are the lack of resources and credit to start her business. She has always thought that she should help contribute to the household expenses to better the family's quality of life. For this reason Noemí needs a loan which allows her to start a business which she learned as a child, which is selling fruit and vegetables. She has projected and with the experience she has acquired that the business will generate income to improve her life style. Also this work will make her feel useful. She will be able to buy some things for her daughter and some implements for the house that she has not bought due to a lack of money. Noemí is grateful to Fundación Alternativa who through Kiva has helped support her in this project.
View original language description ↓
Noemí es una mujer joven, casada y tiene una hija de 3 años a quien se ha dedicado a cuidarle y atenderle. Vive con su familia en Latacunga capital de la provincia de Cotopaxi, una de las provincias que forma parte de la Región Sierra del Ecuador y que los últimos años se ha desarrollado notablemente de tal forma que es considerada una de las más importantes de la región gracias a la industria florícola, minera, metalúrgica, agroindustria, agrícola y ganadera. Además existen establecimientos de negocios que generan interesantes ingresos lo que le convierte en una ciudad comercial y con varias oportunidades para salir adelante.
El mayor obstáculo que Noemí ha atravesado es la falta de recursos y financiamiento para emprender su negocio, pues siempre vio que era necesario que ella también aportara a los gastos de su hogar para mejorar la calidad de vida de su familia. Por esta razón requiere un préstamo el cual le permitirá emprender el negocio que aprendió desde que era una niña que es la venta de frutas y verduras, ella se ha proyectado y conforme a la experiencia adquirida ha calculado que el negocio le generará utilidades que le permitan mejorar su estilo de vida y además con este trabajo podrá sentirse útil y podrá comprar algunos útiles para su hija e implementos para su hogar que dejó de comprar por falta de recursos económicos.
Noemí agradece a Fundación Alternativa quienes a través de Kiva le han podido apoyar con este proyecto.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 48
    View loans »
    Ecuador Loans Fundraising
  • $24,300,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Noemi Isabel to start her business selling fruits and vegetables.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Sep 30, 2013
Listed
Oct 27, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014