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Gilmer Antonio
Gilmer Antonio is 44 years old. With great effort on his own and from his parents he was able to complete ninth grade in the school where he studied, since he had to work every day in the morning with his father in agriculture and then study in the afternoon. This was his schedule every week day, and on the weekends he worked all day. Later he was not able to sustain his studies, since he had to travel to the city and the economic condition of his parents did not allow it.

He is married and father to four children, two of whom study in high school and one in ninth grade. The other has already moved out and begun his own family. His wife works selling pupusas in the afternoon in locations where there are gatherings and other events. His children and his wife all depend on him.

He works in agriculture and also raises cattle. He has been doing this work since the time he was very young and his father taught him because he worked in the same field. He also taught Gilmer bricklaying. He has been working in these fields from a very young age since this was his source of income, and he generated it for the family. He works one kilometer from his home, and he has to get up very early and finish by morning, when he works as a brick layer and works all day. In the afternoon he helps his wife with sales and his son helps him with agriculture. The loan will be used to purchase agricultural items: fertilizers and man power for preparing the fields for cultivation. He hopes to improve his corn crop and at the end of harvest have a larger output and better income for his family.
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Gilmer de 44 años, con mucho esfuerzo propio y de sus padres logro sacar un noveno grado en la escuela donde estudiaba; ya que tenia que trabajar todos los días con su padre en la agricultura por las mañanas y por las tardes estudiaba, esto era de todos lo días y los fin de semana trabajaba todo el día, luego de esto ya no pudo sostener sus estudios, debido a que tenia que viajar a la ciudad y la condición económica de sus padres no le permitía hacerlo.

Es casado y padre y 4 hijos, dos de ellos están estudiando un bachillerato y uno un noveno grado, el otro ya se aparto y formo su propia familia, su esposa trabaja vendiendo pupusas por las tardes y en los lugares donde hay convivios u otros eventos. Sus hijos y su señora son los que dependen de él.

Él se dedica a trabajar la agricultura y ademas al cuido del ganado, lo ha realizado desde que estaba muy pequeño y le enseño su padre quien se dedicaba a esta misma actividad; ademas le enseño a trabajar como albañil, estas actividades las ha realizado desde que estaba muy joven ya que eran una de las fuentes de ingresos, que le generaban para la familia. Sus trabajos los realiza a un kilómetro de su casa, tiene que madrugar para llegar muy temprano y terminar por la mañana, cuando se dedica a la albañilería trabaja todo el día, luego por las tardes le ayuda a su esposa en la venta y su hijo le ayuda en la agricultura.

Los fondos del crédito serán utilizados para la compra de insumos agrícolas; abonos, fertilizantes, pago de mano de obra y para preparar la tierra para el cultivo. Se espera favorecer mejor el cultivo de maíz y lograr tener al final de la cosecha una mayor producción y tener mejores ingresos para su familia.

Sus sueños en sus hijos es, darles el estudio ya que manifiesta que tienen el deseo, de alcanzar una meta universitaria, las ganancias de la agricultura las utiliza en la compra de ganado de repasto.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 789
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gilmer Antonio to purchase agricultural items: fertilizers and man power for preparing the fields for cultivation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 16, 2013
Listed
Oct 25, 2013
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014