Tomas and his wife produce milk which they sell to one of the collection companies from the city of La Paz. He lives in his own house in the community of Irama Belén in the municipality of Achacachi, two and a half hours' journey from the city of la Paz. They have two children who are school age. Tomas has a few heads of cattle which provide him with milk.
He needs the loan to buy a dairy cow so he can increase his milk production and his income for the family.
Tomas's dream is to increase his number of animals, increasing the milk production in his community. This is the first time he has asked for a loan with IMPRO and the first time with Kiva.
Tomas y su esposa son productores de leche la cual vende a una de las empresas recolectoras de la ciudsad de La Paz; vive en casa propia, tienen dos hijos, los cuales están en edad escolar, en la comunidad Irama Belén del municipio de Achacachi, a dos horas y media de viaje de la ciudad de La Paz, cuenta con pocas cabezas de ganado las cuales le proporcionan leche.
El crédito lo requiere para compra de una vaca lechera y así incrementar su producción de leche y sus ingresos para su familia.
El sueño de Tomas es incrementar sus cabezas de ganado, aumentando la producción de leche en su comunidad.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.