Check out some available loans that are similar to this one!

Update on Elvira

Thank you for helping Elvira sell her toiletries, which she does through specialized guides or catalogs. She benefited because her loan increased her buying capability and improved her profits, as she buys in cash. Elvira says thank you to Kiva's lenders for their support and for believing in her. She is currently applying for a Kiva loan she will use to buy toiletries, sheets, towels, colognes, and perfumes from her catalogs, from the men's and women's lines. This investment will allow her to fill orders for a customer and increase the amount of products she has to offer.
View original language description ↓
Gracias por apoyar a Elvira en su venta de productos de tocador, lo cual hace mediante guías especializadas o catálogos. Ella se benefició porque aumentó con su crédito su capacidad de compra y mejorar sus ganancias, pues compra de contado. Elvira dice a sus financiadores: Gracias Kiva por el apoyo, y también por creer en ella. En la actualidad está aplicando a un credikiva, mediante el cual comprará productos de tocador, sabanas toallas, colonias y perfumes, que vienen en su catalogo, en las líneas femeninas y masculinas. Ella con esta inversión responderá a su clientela que le ha solicitado pedidos y con ello incrmentará su volumen de ofertas.

Previous Loan Details

Elvira, 36, makes a living selling a variety of merchandise through specialized product catalogs with which she's affiliated. She has two years of experience, dating from when she needed to support the household expenses and achieve greater well-being, especially for her mother in her old age. ... More from Elvira's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Colombia

  • $11,100
    Average annual income
  • 390
    View loans »
    Colombia Loans Fundraising
  • $16,237,875
    Funds lent in using Kiva
  • 1,879.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Elvira to buy toiletries, sheets, towels, colognes, and perfumes.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Oct 24, 2013
Currency Exchange Loss:
Dec 17, 2014