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Oluwatogni Group
In this Group: Moïba , Suzanne, Suzanne
The Oluwatogni group is made up of three people, who all live in the same area. The representative of the group is named Moiba (her hand is raised in the photo), and she is 42 years old. Moiba is married to a certain Theonas. The couple has two children, who all go to school. They have no [other people] under their care. Moiba did not go to school. She lives with her husband and her children. The couple takes care of the household expenses [together].

To meet these needs, Moiba has been selling various goods (wheat flour, bags, shoes, and plastic items) and charcoal from her house for about ten years. She procures her goods from the region.

In order to diversify her business, Moiba joined with the other members of the Oluwatogni group and they are now seeking their sixth loan with Alide. Their previous loans have all been repaid correctly.
View original language description ↓
Le groupe OLUWATOGNI est composé de trois personnes, qui résident dans le même quartier. La représentante du groupe nommée Moïba (celle qui a la main levée sur la photo) est âgée de 42 ans. Moïba est mariée à un certain Théonas. Le couple a deux enfants, tous scolarisés et aucun à leur charge. Moïba n'a pas fréquenté l'école. Moïba vit avec son mari et ses enfants. Les charges de la maison sont supportées par le couple. Pour ce faire, Moïba vend divers articles (farine de blé, sachets, chaussures et des plastiques) et du charbon de bois à son domicile depuis environ dix ans. Moïba s'approvisionne dans sa région. Dans le but de diversifier son activité, Moïba s’associe aux autres membres du OLUWATOGNI pour solliciter un sixième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 475.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Oluwatogni Group's $900 loan helped a member to buy various goods (flour, bags, shoes, plastic items) and charcoal.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 25, 2013
Currency Exchange Loss:
Oct 17, 2014