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Rehana's Group
In this Group: Rehana, Nargis, Bilquis, Ramzan, Naziran
Rehana kosar baji is the wife of A. M. and a mother of one 10-year-old son, Husnain. She lives in a small city named Chichawatni, Pakistan. Her husband runs a cigarette shop. He buys cigarettes from markets and sells them in his community. He has been in this profession for the last 8 years. Rehana baji is a housewife and prefers to do household work. She successfully repaid her first loan from Asasah (a microfinance institute of Pakistan). Now she is applying for a second loan to buy more cigarettes to expand her husband's business.

She is joined in her loan group by four other members. Nargis baji wants a loan to buy Islamic religious books for her bookshop. Bilquis baji wants a loan to buy more wheat to resell. Ramzan baji wants a loan to buy rice and wheat to resell. Naziran baji wants a loan to buy crockery for their food business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $15,673,250
    Funds lent in using Kiva
  • 76.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rehana's Group's $1,125 loan helped a member to buy more cigarette inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Dec 2, 2009