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Farhat is a 41-year-old married woman. She has been successfully running a small shop with the support of her husband who is also shown in the photo. They offer laces, ribbons, spools of threads in various colors, etc. to the people of their locality and make a good amount of money through this business. Farhat is motivated to provide her three children with good quality food, clothing and health. She wants to grow her business so she requested a loan of 40,000 PKR to buy more spools of thread along with packs of laces and needles. It will help them to increase their sales. She is in her third loan cycle and has a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 457
    View loans »
    Pakistan Loans Fundraising
  • $15,121,950
    Funds lent in using Kiva
  • 106.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Farhat to buy more spools of threads along with packs of laces and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 17, 2014