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Sophany's Group
In this Group: Sophany, Soeurn, Cheal, Savry, Bunthoeun
Mrs. Sophany K. Sophany is leader of five-member group, selling traditional Khmer cakes. She carries the cakes to customer's homes in her village Her husband is a bricklayer. She has been selling since 2006 and typically earns around $2 a day. She has four children, two of whom are married and two are construction workers. They live in Ratanak Commune, Battambang Province.

To expand business and increase income, Sophany would like to request a loan for her traditional cake-selling business, purchasing items such as rice, ingredients, and fruit.

Her group members follow:
Mrs. Soeurn T., who is requesting a loan to use in her impure gold-selling business; Mr. Cheal Y., who is requesting a loan to use in her business selling sweets; Mrs. Savry H., who is requesting a loan to use for her second-hand clothes business; and Mr. Bunthoeun S., who is requesting a loan to use for selling cooked food. Mr. Bunthoeun is at the left side of the picture.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sophany's Group's $1,700 loan helped a member for traditional cake selling business, purchasing such as rice, ingredients, and fruit.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 30, 2008
Currency Exchange Loss:
Aug 15, 2009