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As a widowed parent of three children, Gaudencia works hard to support her family.

She has a food vending business in the Philippines, and earns additional income from a general store. Gaudencia is borrowing PHP 19,000 through NWTF to buy ingredients for her food vending business.

Gaudencia has been sustaining her business activities through her past 7 loans from NWTF. She hopes that her hard work will help her attain her dream to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1147
    View loans »
    Philippines Loans Fundraising
  • $63,466,825
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Gaudencia to buy ingredients for her food production business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 1, 2013
Currency Exchange Loss:
May 17, 2014