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Satenik is a young farmer from the Aravus village of the Syuniq region of Armenia. She lives with her husband, a 5-year-old son, daughters 3 and 2 years old, and her elderly pensioner grandmother.

With the help of her husband, Satenik is engaged in breeding livestock: cows and sheep. They realize the agricultural products in the local market, which is the main source of their income.

To continue her agribusiness in a sustainable way, Satenik needs to expand in order for it to cover the family's needs more effectively. She needs a loan of USD 3,000 to purchase 35 sheep.

Satenik and her family highly rely on the good will of the lenders. They will appreciate their help in collecting the needed amount of loan to maintain and develop their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Satenik to purchase 35 sheep.
86% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 30, 2013
Currency Exchange Loss: