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Nazik, an experienced farmer from Aygevan village of Ararat region, lives with her husband, son, and school-age daughter (17 years old). Nazik's husband works in the private sector. To help her husband in earning a living for the family, Nazik is engaged in cattle breeding and the cultivation of alfalfa, peaches, apricots, quinces, grapes, and apples. Her son helps her sell the agricultural products in the local market.

The family's agribusiness needs some investments to function in an efficient way. A loan of USD 3000 will be a great support to this hard-working woman and her family, enabling her to purchase forage for cattle, renovate the barn, and purchase some materials for the cultivation of grapes (cables, pipes).

Nazik and her family will be grateful to all the lenders for their goodwill in helping them collect the needed loan to sustain their agribusiness.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Nazik to purchase forage for cattle, renovate the barn and purchase some materials (cables, pipes) for the cultivation of grapes.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 30, 2013
Currency Exchange Loss:
Nov 17, 2015