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Tazagul is 42 years old and married with two children. She is an IDP (internally displaced person) and lives with her family in the Agdash IDP Settlement. She has been growing vegetables and fruits for more than eight years. She is very hardworking and passionate about her work. She considers it fun to grow potatoes, tomatoes and cucumbers, and to plant fruit trees with her husband. She sells her crops in the central bazaar to make a profit in order to support her family. Her monthly income from this business is about 130 AZN.

In order to improve the living conditions of her family, Tezegul plans to expand her business. This requires a lot of dedication and effort. She believes that in the near future her sons will help her to grow the business. Since the vegetable and fruit business is profitable and fun, she wants the business to continue and prosper. She has applied to Aqroinvest for a loan of 700 AZN. This loan is for the purpose of buying new seeds and fertilizer.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Tazagul to buy new fertilizer and seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 30, 2013
Currency Exchange Loss:
Sep 17, 2014