Ruta of Alafua makes a beautiful fruit salad which she sells in front of one of the dairies near her home. She is the only one selling vi salad. Alternatively, she sometimes also makes taro in coconut cream or oka to raise her revenues. She makes a profit of $250 daily. This money is used to improve her family’s living standard and conditions as well as pay off her loan from SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.