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Ashurbi is a cheerful and hardworking woman of 47. She is married and has three children. She lives with her family in a rural village. Both she and her husband work a lot to meet all the needs of their family. Ashurbi sells women’s clothing. She buys the clothing wholesale at the central market and brings them to her village, where she sells to the local residents. Her products are in great demand,and she earns a good profit from her business. Her husband also works at a local shop and earns extra income for the family. Ashurbi began working with Arvand several years ago, and received a loan to get her business started and is an excellent client. Right now, since the winter season is beginning, Ashurbi wants to purchase winter clothing for sale. So she came to Arvand and would like to receive a another loan to purchase this clothing. Ashurbi thanks Arvand in advance for their financial assistance.
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Ашурби жизнерадостная и трудолюбивая женщина в возрасте 47 лет. Она замужем и имеет троих детей. Живёт она со своей семьёй в сельском посёлке. Вместе со своим мужем старается много работать, чтобы иметь достаточный доход на удовлетворение всех потребностей своей семьи. Сама Ашурби занимается купле продажей женской одежды. Она закупает на центральном рынке по оптовой цене одежду и привозит в свой посёлок, где продаёт свой товар местным жителям. Её товар пользуется большим спросом, и она получает от своего бизнеса хорошую прибыль. Также её муж работает в местной мастерской и получает дополнительный доход для своей семьи. Ашурби начала своё сотрудничество с Арванд несколько лет назад, она получала кредит на начало своего бизнеса и она является добросовестным клиентом. Сейчас Ашурби хочет закупить зимнюю одежду для продажи, так как начинается зимний сезон. Поэтому она обратилась в Арванд и хочет получить очередной кредит на покупку одежды. Ашурби заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ashurbi to buy winter clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Oct 28, 2013
Currency Exchange Loss:
Apr 16, 2014