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Anonymous
This client is a single mother living with her parents and daughter in a house she owns. Her daughter attends a nearby school. She sells clothes. She has various styles for women, men, girls and boys. The clothes she sells are very good quality and she sells them at affordable prices so she’s acquired a large clientele of late. For her, the purpose and drive she puts into her work is directed to seeing the business grow to attain a better future.

This is why she’s decided to ask INTEGRAL for a loan that will make it possible for her to buy a variety of clothes like skirts, pants, blouses, t-shirts, suits, etc. so that she will always be able to fill customer need. Her hope is that she will provide her family with economic security and a full life this way.
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La clienta es madre soltera vive en casa propia con su hija la cual asiste a una escuela cercana de la localidad, su madre y su padre. Ella posee una venta de ropa tiene de diferentes estilos y para todas las personas damas, caballeros, niños y niñas, la ropa que comercia es de muy buena calidad y la vende a precios accesibles es por eso que se ha hecho de mucha clientela últimamente; Para la clienta el propósito y coraje que le pone a su labor tiene una dirección ver crecer el negocio para lograr un mejor futuro, es por eso que se decidió solicitarle a INTEGRAL un crédito que le permita comprar ropa en variedad como faldas, pantalones, blusas, camisetas, trajes etc. Así siempre podrá satisfacer las necesidades de sus clientes. Tiene la esperanza que de esta forma lograra darle a su familia seguridad económica y una vida plena.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 660
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,200 helped this borrower to buy assorted clothing.
30% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2013
Listed
Oct 24, 2013
Currency Exchange Loss:
N/A