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Monica
Mónica is 35 years old, is married to 41-year-old Alejandro, and has a 9-year-old daughter with whom she lives in a house she owns. She has made a living from agriculture for more than 16 years on a piece of land she bought with her husband, and this work is their primary means for sustaining their small family. She has a total of 3 hectares with cacao and fruit trees that she works in an expert manner with the solid support of her husband. When she was starting this business, she didn't have a lot of money to use as capital because she was young. However, having a very dedicated working partner to count on allowed her to overcome many obstacles.

Her daily work consists of doing maintenance work and caring for her cacao crops, as this is indispensable in ensuring that she will obtain quality fruits at the harvest. This is why she must invest in each planting, hiring day workers who help her to clear the weeds and other undergrowth from her crops, and also fertilizing the lands that she cultivates with bird droppings and other natural fertilizers. One of her primary long-term objectives is to have better earnings to acquire more parcels of land and to increase her production to benefit her family's budget.

This is her first loan with Kiva and she feels grateful for the financial support she is receiving to keep moving forward. She also commits to making her payments in a punctual manner. At this time she would like to have 1,000 Peruvian nuevos soles to buy organic fertilizer.
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Mónica tiene 35 años, está casada con Alejandro de 41 años y tiene una hija de 9 años con quien vive en su casa propia. Se dedica a la agricultura hace más de 16 años en un terreno que compró con su esposo y desarrollarlo como su principal oficio para el sustento de su pequeña familia. Posee en un total de 3 hectáreas con árboles de cacao y frutales que trabaja de manera tecnificada con el firme apoyo de su esposo. Al iniciarse en este oficio no contaba con mucho dinero para usarlo como capital por ser joven, no obstante el contar con una pareja muy dedicada al trabajo le permitió superar muchos obstáculos. Su labor de todos los días consiste en realizar trabajos de mantenimiento y cuidados a sus plantaciones de cacao siendo indispensable para que obtenga frutos de calidad en la cosecha. Es por ello que debe invertir en cada campaña en la contrata de jornaleros que le ayudan a retirara la maleza y otros de entre sus plantaciones y a la vez fertilizar sus terrenos de cultivo con guano de aves y otros abonos naturales. Uno de sus principales objetivos a largo plazo es obtener mejores ingresos para adquirir mas parcelas e incrementar su producción en beneficio de su economía familiar. Este es su primer préstamo con Kiva y se siente agradecida por el apoyo financiero que recibe para seguir adelante, además se compromete a pagar sus cuotas de manera puntual. En estÁ oportunidad desea contar con 1,000 nuevos soles para la compra de abono orgánico.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD