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Enalba
At the age of 41 and with 16 years’ experience as a hair stylist, Enalba’s beauty salon in addition to offering personal and professional image services, also sells merchandise associated with the services rendered there. This is because when she was young she acquired experience in this business because she was employed in a similar one.

Today, Enalba works from 9 in the morning until 8 at night day to day aiming at generating income to strengthen her home consisting of her spouse and two children aged 6 and 14.

Her sales are cash and credit with respect to the services and she also makes her purchases for cash and on credit in laboratories that offer the best prices. Her main customers are neighbors, family members, friends and referrals who know about her services and feel very satisfied.

Enalba’s goal is to expand the business and turn it into a full spa for she dreams with owning a house and to do so much effort and dedication are required. Her greatest challenge is her husband’s current employment instability.

She’s determined to increase her income which is why she’s calling on a Kiva loan, her first financing with Fundación Mario Santo Domingo, to buy more hair products, a cot, a hair washing basin and chairs to complete her spa and start making contributions to her dream of prosperity which will make her Kiva loan successful in the future.
View original language description ↓
A sus 41 años de edad y 16 de experiencia como estilista, la sala de belleza de Enalba, además de ofrecer servicios de imagen personal y profesional, vende mercancía asociada a los servicios que ofrece, y esto es, porque cuando joven, adquirió experiencia en este negocio, debido a que fue empleada de uno igual. Enalba hoy, trabaja desde las 9 de la mañana, hasta las 8 de la noche, día a día, con el fin de generar ingresos, para fortalecer la gestión de su hogar, conformado por su cónyuge y sus dos hijos, en las edades de 6 y 14 años. Sus ventas las realizan de contado, desde el punto de servicios y así mismo compra a crédito y de contado, en laboratorios que le ofrecen buenos precios. Sus principales clientes son, vecinos, familiares, amigos, y referidos que conocen sus servicios y se sienten muy satisfechos. La meta de Enalba, mas adelante es ampliar su negocio y convertirlo en una sala de spa, pues sueña con tener su propia vivienda, y ello requiere mucho esfuerzo y dedicación; su mayor desafío es la inestabilidad en los trabajos que afecta a su esposo actualmente. Ella está empeñada en aumentar sus ingresos, por eso acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará productos capilares, una camilla, lava cabezas, sillas para completar su spa y empezar a abonarle a su sueño de prosperidad, lo cual hará de su credikiva una inversión exitosa en el futuro. .

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $11,100
    Average annual income
  • 468
    View loans »
    Colombia Loans Fundraising
  • $15,266,950
    Funds lent in using Kiva
  • 1,885.9
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Enalba to buy supplies and equipment for her beauty supply.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 15, 2013
Listed
Oct 24, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014