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Isabel
Isabel, 51, is married and mother of six children three of which still depend on her. Two of them are studying commercial education and the youngest is in primary school; the three oldest live in homes of their own. She’s a housewife and for more than three years has been farming since she and her husband work in agriculture which has been their means of family support for generations.

The land she and her husband work is theirs; they purchased it thanks to profits from previous coffee harvests which have been of great use to them. Thanks to coffee growing they’ve been able to meet their children’s food, dress and with some restrictions their medicine needs. To date, it continues to be the means to pay their children’s schooling costs.

At present, she’s asking Comixmul cooperative for a loan to provide coffee crop maintenance like weeding and to buy supplies like manure, fertilizer, leaf fertilizer and others that will be applied to help make her crops more attractive to her customers.

Like all coffee growers, she plans in future to be able to improve coffee crop yields with respect to production and quality by means of expansion. Her dream is to be able to provide her children with the education necessary for them to get ahead with their businesses and their firms strengthening their families and all environments that can be so strengthened with education and humility.
View original language description ↓
Doña Isabel tiene una edad de 51 años ella es casada y madre de 6 hijos de los cuales 3 dependen de ella 2 de ellos están cursando la carrera de educación comercial y el menor está en primaria y los 3 mayores viven en hogares aparte. Ella es ama de casa y agricultora desde hace más de 3 años ya que en compañía de su esposo practican la agricultura la cual es medio de sustento para su familia y lo ha sido por generaciones. La tierra que en compañía de su esposo cultivan es propia la cual fue adquirida por medio de una compra gracias a las ganancias en las cosechas anteriores de café las cuales han sido de gran ayuda. Gracias al cultivo de café ellos han podido saciar las necesidades de su hijos como la alimentación, vestimenta, medicinas con algunas restricciones y los estudios de sus hijos que hasta hoy en día sigue siendo medio de sustento para su familia.
Por lo que hoy en día ella solicita un financiamiento a la cooperativa COMIXMUL con lo que podrá dar asistencia a sus cultivos de café como la limpieza, la compra de insumos para la aplicación de los mismos como el abono, fertilizantes, foliares, entre otros que hacen de sus cultivos más atractivos para sus clientes.
Como todo productor de café ella para el futuro planea poder mejorar el rendimiento en sus cultivos de café en cuanto a producción y calidad mediante la ampliación dela misma. Su sueño es poder dar a sus hijos la calidad de educación necesaria para que ellos puedan salir adelante con sus negocios sus empresas, sus familias y todo aquel ambiente que ellos puedan fortalecer con educación y humildad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 38
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Isabel to buy agricultural supplies and to weed her coffee plantation.
50% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 18, 2013
Listed
Oct 24, 2013
Currency Exchange Loss:
Possible