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Maria Salome
María is 63 years old. She lives in her own home with her husband, her mother, and her two children. She sells empanadas (a plantain-and-milk-based food preparation) and fresh fruit. She works as a street vendor in the main areas of her community. She wants to build a small room inside her property, which is why she is requesting this loan from FUSAI. She will invest in the purchase of wood, rods, and bamboo to carry out her project. She is sure that she will be able to pay off the acquired debt with what she makes from her business and her husband's help.
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María de 63 años de edad, habita en casa propia junto a su esposo, madre y dos hijos. Se dedica a la venta de empanadas (preparación alimenticia a base de plátano y leche) y fruta fresca. La venta la realiza de forma ambulante en las principales zonas de su comunidad. Desea hacer un pequeño cuarto dentro de su propiedad para lo cual solicita este crédito a FUSAI para invertir en la compra de madera, vara de castilla, y bambú para hacer la respectiva construcción. Está segura que con lo que gana del negocio y con la ayuda de su esposo logrará cancelar la deuda adquirida.

Additional Information

More information about this loan

This loan will help a low-income family purchase environmentally-friendly goods and equipment, including solar products (lights, water pumps, heaters), biodigesters, energy-efficient light bulbs and gas stoves. Lacking electricity, many people in rural El Salvador are forced to use firewood for cooking and kerosene for lighting, expensive solutions that endanger their health and well-being. By funding this loan, you are providing access to greener, healthier alternatives.

This Kiva loan will be either be a cash laon or an in-kind loan.  An in-kind loan is used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 609
    View loans »
    El Salvador Loans Fundraising
  • $22,022,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Salome to buy wood, rods, and bamboo to build a room.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 17, 2013