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This client lives in Guayaquil’s Isla zone. She started some time ago selling clothes and cosmetics and later on she and her husband started painting and cleaning house facades. This activity is quite profitable and she enjoys it very much. She works alongside her husband every day from 9am until 4:30pm. She’s married and her husband’s a professional painter. She has two children attending the local public school. In future, she hopes to enjoy her family and that God gives her health to continue making progress. She needs the loan now to buy raw materials.
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La cliente reside en la zona de Isla en Guayaquil. Empezó tiempo atrás con la venta de ropa y cosméticos, posteriormente con su esposo emprendieron en la pintada de fachadas de casas y limpieza. Esta actividad les resulta muy productiva y les agrada muchísimo. Labora junto con su esposo, todos los días, de 9 am a 4:30 pm. Es casada y su cónyuge es pintor profesional. Tiene 2 hijos, quienes asisten a la escuela fiscal del sector. A futuro, le gustaría disfrutar junto a su familia y que Dios le de salud para seguir adelante progresando. Ahora necesita el crédito para la compra de materia prima.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with HIV/AIDS. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing HIV/AIDS positive borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,060,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy raw materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 20, 2014