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Berta Lidia
Berta Lidia, 48, has a spouse and is a housewife, coffee grower and merchant. She and her spouse have four children but only one of them is still dependent on her since the rest all have homes of their own and are independent people. She did not complete primary school; she only finished 3rd grade because her parents’ financial situation back then was very limited. She’s been growing coffee for more than 12 years having learned to do so from her family. Today, in the company of her spouse she continues doing so on land located behind their house they cultivate together and that they inherited from her parents.

She has asked Comixmul cooperative for financial assistance to be able to buy agricultural supplies to help her care for her coffee plants to protect them from the La Roya and La Broca fungi among other pests and illnesses that deteriorate the crop so that they can get good crop yields of attractive, good coffee beans.

Her future plan is to be able to grow a better quality coffee that she can sell in the market and be competitive with to get ahead and someday export it as a quality product. Her dream for her business and for her family is to get larger crop yields as stated previously and to complete her son’s schooling so he can go all the way up to university level.
View original language description ↓
Doña Berta Lidia tiene 48 años de edad, está acompañada y es ama de casa, caficultora y comerciante la cual en compañía de su conyugue tiene 4 hijos y solo uno depende de ella ya que los demás están en hogares a parte y son personas independientes. Ella tiene un grado de educación primaria no completado el cual curso hasta el 3 grado de primaria por lo que la situación financiera de sus padres en esa época era muy poca. Ella se dedica a la caficultura hace más de 12 años lo cual aprendió gracias a su familia y hoy junto a su compañero de hogar sigue practicando y los terrenos que juntos cultivan son herencia de sus padres los cuales están ubicados atrás de su casa de habitación.
Ella ha solicitado un apoyo financiero a la cooperativa COMIXMUL para poder comprar insumos agrícolas que ayuden a mantener sus cultivos de café protegidos de la roya y de la broca entre otros bichos y enfermedades que deterioran la cosecha para poder obtener de una buena temporada un buen y atractivo grano.
Sus planes en un futuro es poder cultivar una mejor variedad de café con la cual pueda ofrecer y competir en el mercado para poder salir adelante y algún día poder sacarlo del país como un producto de calidad. Su sueño para su negocio y su familia es obtener una mayor producción como lo dijo anteriormente y poder completar la educación de su hijo hasta llegarla a un máximo grado como ser la universidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,000
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Berta Lidia to buy agricultural supplies for her coffee crop.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 24, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 20, 2014