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Virgen Milagrosa Group
In this Group: Maritza Elizabeth, Damaris Del Carmen , Jenny Maria
This group is made up of three successful trade partners. One of them is Maritza, 33, who lives with her partner. She has been running a convenience store from her house since five years ago. She is asking for a loan to buy dry beans and grains, such as a quintal of rice (about 100 lbs), frijoles, sugar, cartons of oil, boxes of soap, coffee, big bags of toilet paper, etc.
The rest of the group is made up by Damaris, 25, who sells soft drinks, fried plantains with cheese, and pork rinds; and Jenny, 24, who sells food and fresh groceries.
View original language description ↓
Este grupo está hecho por tres socias comerciantes exitosas una de ellas es Maritza mujer de 33 años de edad, vive en unión libre con su compañero, su negocio es una pulpería ubicada en su domicilio desde hace 5 años. El crédito lo está solicitando para la compra de granos básicos como es quintal de arroz, azúcar, frijoles, bidón de aceite, cajas de jabón, de café, bolsón de papel higiénico, etc. Damaris mujer de 25 años su negocio es la venta de fresco, tajada con queso, vigoron y Jenny mujer de 24 años su negocio es la venta de comida y frescos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 78
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen Milagrosa Group's $625 loan helped a member to buy basic grains such as a quintal (about 100 lbs) of rice, sugar, beans, cartons of oil, boxes of soap, coffee, bags of toilet paper, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 26, 2013
Currency Exchange Loss:
Jan 18, 2014