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Update on Cristina

Cristina is a modest woman, a native of the city of Esteli. She is a businessperson and runs a small store. She is pleased with Kiva and MiCredito for giving her the opportunity to get loans. Because of the loans she has been able to stock her business and supply her clients with goods and also improve the quality of living of her family.

Cristina used the previous credit to buy dairy products. She's requested this loan to buy cream, yogurt, milk and butter etc. with the goal of increasing her inventory and satisfying her customers. Her next plan is to improve the infrastructure of her house.
View original language description ↓
Cristina es una humilde señora originaria de la ciudad de Esteli. Es de oficio comerciante y se dedica al negocio de pulpería. Esta agradecida con Kiva y MiCredito por brindarle la oportunidad de adquirir créditos ya que a través de este logro surtir su negocio y abastecer a todos sus clientes, así también a mejorado la calidad de vida de su familia. El crédito anterior lo utilizo para comprar productos lácteos. Solicita este nuevo préstamo para comprar: Crema, yogurt, leche, mantequilla, entre otros con el fin de aumentar su inventario y satisfacer las necesidades de sus clientes. Su plan próximo es mejorar la infraestructura de su casa.

Previous Loan Details

Cristina is 63 years old, married, mother to two adult children, and a native of the city of Esteli. She is dedicated to attending a grocery store. She has 10 years with this business, which she started when she sold only dairy products. With the income, she bought other consumable products until... More from Cristina's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,101,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Cristina to buy cream, yogurt, milk, butter, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 25, 2013
Oct 23, 2013
Currency Exchange Loss:
Mar 17, 2014