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Alba Estela
Alba is 38 years old. She lives with her children: 16 year old twins, one male, one female who study in Grade 9 and a 10 year old son who is in 4th grade. They live in their own house that they inherited, her from her husband, the children from their father.

Alba has been selling pupusas from the garage of her house on Saturday and Sunday for ten years now. She started it as a way to help her husband financially. She also sells soft drinks, natural drinks, and frozen products like charamuscas (like a frozen smoothie), snow cones and chocolate bananas. She learned how to make these products as an employee when she was 20 years old.

Alba will invest the loan to buy a kitchen to make pupusas, tables, chairs and to adapt the space she wants to rent in the city center. With the passing of her husband, the family's income has fallen. They get $86 monthly as a pension and they need to generate more money given that their expenses are the same as before and might increase as the children advance in school.

Improving the condition of her work environment, she hopes to enjoy greater opportunities for sales and this would bring greater business profits. She hopes to improve their standard of living. She wants to establish her business in the city center, trying very hard to support her children in their studies.
View original language description ↓
Alba de 38 años, vive junto a sus hijos: una hembra y un varón de 16 años de edad (gemelos) que estudian 9° grado y un varón de 10 años que estudia 4° grado, viven en casa propia que les heredó su esposo y padre respectivamente.

Ella Vende pupusas los días sábados y domingos en el garaje de su casa, esto lo hace desde hace 10 años, e inicio haciéndolo como una iniciativa de apoyo económico para su esposo; también, venden bebidas gaseosas, refrescos naturales y productos congelados como charamuscas, hielo y choco bananos.

Estos Productos aprendió a elaborarlos cuando tenía 20 años y que trabajo como empleada.


El préstamo será invertido, en la compra de una cocina para la elaboración de pupusas, mesas, sillas y adecuación de un local que desea rentar en la zona comercial de la ciudad.


Con el fallecimiento del esposo los ingresos de la familia han disminuido, solo reciben $86.00 mensual de pensión, y necesitan generar mejores ingresos; debido a que los gastos de vida se mantienen y podrían ir en aumento conforme el avance en el estudio sus hijos.


Al mejorar las condiciones de sus equipos de trabajos, se espera que tengan mejores oportunidades de ventas y esto signifique mayores utilidades comerciales, esperando que sus condiciones de vida mejoren.

Ella dese, establecer su negocio en la zona comercial de la ciudad, esforzándose, para apoyar a sus hijos en el estudio académico.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 573
    View loans »
    El Salvador Loans Fundraising
  • $24,025,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Alba Estela to buy a kitchen to make pupusas, tables, chairs and adapting the place she wants to rent in the center of the city.
38% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 21, 2013
Listed
Oct 23, 2013
Currency Exchange Loss:
N/A