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This borrower is from the Isla sector of Guayaquil. Due to his condition, he is not able to work a full-time job at a company, so he decided to start a business of selling candy. He greatly enjoys this type of work because it allows him to meet people. In addition, he has achieved very productive results, which has allowed him to support his family. The borrower works alone every day from 10:00 A.M. to 7:00 P.M. He is not married and has no children. In the future, he would like to have financial stability and also set up a kiosk where he can provide jobs to other people like him.

For now, the borrower needs this loan so that he can buy candy to sell.
View original language description ↓
El cliente es del sector de Isla en Guayaquil. Por motivo de su condición, no puede trabajar a tiempo completo en una empresa, por lo que decidió emprender en la venta de confites. Este negocio le gusta mucho porque le permite tratar con la gente, además de que le ha resultado muy productivo y le ha permitido ayudar a mantener a su familia. Trabaja solo, todos los días de 10 am a 7 pm. No es casado y no tiene hijos. A futuro, le gustaría poder tener estabilidad económica y también montar un kiosko para darle trabajo a otras personas como él. Ahora necesita el crédito para la compra de confites para su comercialización.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 65
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped this borrower to buy candy to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 30, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 20, 2014