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Geghetsik is an experienced agronomist from Gandzaqar village of Tavush region. Her family consists of her husband, son, daughter-in-law, and two-year-old grandson. Geghetsik's son is currently a labor migrant in Russia; he works there and sends some money to the family, helping them cover their daily needs.

Geghetsik is engaged in breeding cows, piglets, and hens and cultivating corn, potato, grass, plum and apple. Her husband helps her in taking the agricultural products to the local market. Farming is a very important source of income for them.

The family's daily needs are increasing with time, and Geghetsik wants to enlarge her livestock holdings to be able to meet those needs. She is requesting a loan of USD 1500 to purchase three heifers. The loan will help her greatly to sustain the agribusiness.

Geghetsik and her family will highly appreciate the goodwill of the lenders and will be thankful to them for the support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Geghecik to purchase three heifers.
63% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Sep 26, 2013
Oct 29, 2013
Currency Exchange Loss: