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Thomas lives in the Nyamira area of Kenya, which is a popular banana growing region. A farmer for seven years, his primary income sources are tea, crops, and transportation services. His biggest challenge is ploughing the land.

Thomas chose Juhudi Kilimo for this loan because their requirements are friendly to the farmers. The most valuable thing he learned from Juhudi's micro-finance training session is the loan repayment process. He will purchase poultry with the loan, using the egg production to better meet the basic needs of his family.

Thomas's highest monthly expense is his children's school fees.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 601
    View loans »
    Kenya Loans Fundraising
  • $44,761,675
    Funds lent in using Kiva
  • 84.8
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Thomas to purchase poultry.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Oct 29, 2013
Currency Exchange Loss:
Dec 20, 2014