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Saramaya Group
In this Group: Aissata , Djenebou, Aissata Alou, Yesso
The Saramaya Group is made up of 4 women with an average age of 26 years and an average of 3 children. They all live in traditional, extended families with their husbands, other wives and children, in the Heremakono Nord area of the town of Bougouni. They know one another through friendship, business and local ties.

In order to strengthen their financial situation and grow their businesses, the women work with the field partner, Soro Yiriwaso. This will be their first loan with this field partner.

The women of the group all run businesses buying and selling spices, seasonings and ingredients, as does Aissata (second from the left in the photo). Aissata will use her loan to buy various quantities of spices, seasonings and ingredients, from wholesalers in Bougouni. She sells her products from home and at the market. Her customers are usually women and she sells for cash or credit. Aissata expects to earn a monthly average of 40,000 francs CFA which she will use to repay the loan and invest in her business.
View original language description ↓
Le groupe SARAMAYA est constitué de 4 femmes toutes mariées ayant une moyenne d’âge de 26 ans et 3 enfants. Elles vivent dans des familles traditionnelles élargies avec leurs maris, coépouses, et enfants dans le quartier HEREMAKONO NORD de la ville de Bougouni.
Elles se sont connues à travers des liens de voisinage, d’amitié et de commerce. Pour renforcer leur capacité financière afin de mieux faire leur commerce, elles ont adhéré à l’institution de microfinance Soro Yiriwaso avec laquelle elles sont à leur 1ér prêt.Ce groupe de femmes fait le commerce de condiments à l’image de AISSATA qui est la 2 eme femme assise dans la photo de la gauche vers la droite. Elle compte acheter avec son prêt, diverses quantités de condiments avec les grossistes de Bougouni. Elle effectue ses ventes au marché et à domicile, en détail au comptant et à crédit à une clientèle composée essentiellement de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 40.000FCFA qui sera investi dans les activités et rembourser le prêt.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 3
    View loans »
    Mali Loans Fundraising
  • $11,596,000
    Funds lent in using Kiva
  • 480.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD