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José is married and has three children, oly two of whom attend school. He lives in a house that he owns. Aside from his family he also supports his mother who lives with him.
He's a law enforcement officer under an open-ended contract.
With the current loan for 17,000mt he intends to purchase rocks, fine and coarse sand, iron rods and metal sheets so he can start building his house.
His dreams are to open a hair salon and a small grocery store, own a decent home and further his education level. His main challenge is moving forward with his studies.
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José, casado, pai de 03 (três) filhos, dos quais somente 02 (dois) é que vão a escola e vive na casa própria. Para além da sua família sustenta também a sua mãe que vive com ele.
É agente da lei e ordem por período indeterminado.
Com o presente empréstimo de 17.000,00mt pretende adquirir pedra, areia fina e grossa, varrões de ferro, chapas de zinco a fim de iniciar com as obras da sua casa.
Tem como sonhos construir um salão cabeleireiro, uma minimercearia, ter uma moradia condigna e aumentar o seu nível académico. Tem como principal desafio dar continuidade com os estudos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 131
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 29.5
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $600 helped José to purchase rocks, fine and coarse sand, iron rods and metal sheets so he can start building his house.
98% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 15, 2013
Oct 22, 2013
Currency Exchange Loss:
Mar 17, 2015