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Naveela is a 46-year-old married lady and a mother of three children. She has run a small general store in her community for many years along with her husband (the man shown in the picture). They offer a variety of grocery items at a reasonable price and have retained many customers who regularly shop at their store. They make enough money to provide for their family.

To make her store fully stocked, Naveela has requested a loan of PKR 35,000, which she will use to buy stock of rice, sugar and flour from the market at lower rates. In this way, she will be able to meet the increasing demands of customers consistently. Naveela dreams of expanding her business and plans to utilize part of her revenues to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 451
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 106.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Naveela to buy stock of rice, sugar and flour from the market at lower rates.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 29, 2013
Currency Exchange Loss:
Oct 17, 2014