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Umida is one of those people, who can successfully run her business. She is a young and promising woman. She is 26 years old. She is married and raising two children. Her children are not of age yet. Umida is married to a welder. He is a kind person. Umida started her own business of buying and selling oil 7 years ago. At first, she had helped her brother and gained enough experience. After getting married, she started to run her business by herself. She sells wholesale and retail. Umida can create good relationships with distributors. She plans to repair her house because her house is in a bad condition. She is requesting a loan in the amount of 10,000 somoni to purchase building materials, such as cement, paint, etc. She awaits your kindness.
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Умида является одной из таких личностей, которая может вести своё дело успешно. Она молодая перспективная женщина. Ей 26 лет. Она замужем и на воспитании имеет 2 детей. Ее дети еще несовершеннолетние. Умида замужем за сварщика. Он добрый человек. Умида начала свой бизнес купле продажей масла 7 лет назад. Вначале она помогала брату и набрала достаточно опыта. После замужества она начала заниматься бизнесом самостоятельно. Она торгует и оптом и в розницу. Умида умеет налаживать хорошие отношения с поставщиками. Она планирует отремонтировать свой дом. Ее дом имеет плохое состояние. Она запрашивает займ на сумму 10000 сомони для покупки строительных материалов как цемент, краски и т.п. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 145
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,100 helped Umida to purchase building materials, such as cement, paint, etc., to repair her house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 26, 2013