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Kalbubu is 57 years old, she is married and is raising six children together with her husband. Kalbubu has specialized secondary education and does animal husbandry and field crop cultivation as a main source of income for her family which she started 38 years ago with a purchase of livestock for 1,000 som (KGS). Because of her hard work Kalbubu now has one horse, 30 sheep, two milk cows, two calves and also 3.4 hectares of land where she annually grows beans, potatoes and perennial grasses. Her monthly income is 10,000 KGS. With the purpose to further grow her business Kalbubu has come to the microfinance bank Bai Tushum and Partners for a loan in the amount of 80,000 som to buy a horse to increase her livestock headcount. Kalbubu plans to invest the income from the loan into further increase of the headcount of livestock and save money to hold a wedding for her youngest son.
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Калбубу 57 лет, замужем, вместе с супругом воспитывают 6 детей. У Калбубу - средне-специальное образование, в качестве основного дохода для своей семьи Калбубу занимается животноводством и полеводством, стартовав 38 лет назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Калбубу, в ее хозяйстве на сегодняшний день имеется: 1 лошадь, 30 овец, 2 дойные коровы, 2 теленка, а также имеет 3,40 ГА земельной доли, на которой ежегодно выращивает фасоль, картофель и многолетнюю траву. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Калбубу обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку лошади для увеличения поголовья скота. Доходы от кредита Калбубу планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на проведение свадебного торжества для младшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,650 helped Kalbubu to buy horse.
97% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Oct 26, 2013
Currency Exchange Loss:
Nov 17, 2014